Credit Officer (Php25,000-Php35,000), Quezon City

COMPANY PROFILE: A finance company that provides loan and financing services for individuals and businesses, specializing in auto loans and other credit-based purchases. The company offers various financial products and services to help consumers realize their financial goals and make purchases they might otherwise not afford. They started operating in the Philippines year 2016.

POSITION: Credit Officer
INDUSTRY: Financial Company
WORK LOCATION: Pasig City
WORK SCHEDULE: Monday-Friday (8:00AM-5:00PM)
SALARY: Php25,000-Php35,000
WORK SET UP: Work on site

BENEFITS:
Life insurance
Medical insurance
Sick Leave
Vacation Leave
Government benefits

JOB REQUIREMENTS
Bachelor’s degree
With 2 years’ experience as Credit Officer for Secure and Unsecured Loans
With experience in credit approvals from financing or banks industry
Amendable to work on site
Can start as soon as possible

JOB RESPONSIBILITIES
Evaluate the potential risks associated with a loan, such as calculating risk ratios, and identify policy and regulatory deviations to ensure appropriate lending practices
Handle the processing of loan applications
Monitor existing customer accounts to ensure they remain in good financial standing
Maintain accurate and up-to-date records of loan applications, transactions, and payments, often using specialized loan management software.
Prepare financial spreadsheets and evaluations for new and existing clients, including credit line renewals.

RECRUITMENT PROCESS
Initial Interview
Final Interview
Job Offer